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B.Com- University of Fort Hare (South Africa)
B.Com(Hons)- University of South Africa
MSc Investment Analysis University of Stirling
MRes ( Bus& Mgt) – Glasgow Caledonian University
PhD -Glasgow Caledonian University


Kumbirai Mabwe (Kumbi) is a senior lecturer at the University of South Wales, she teaches on Risk, Finance and Financial Services courses. Kumbi has a PhD in Operational Risk Management in Banks(specifically focusing on people risk), Master of Research (Bus & Management) from Glasgow Caledonian University. She also has MSc Investment Analysis from the University of Stirling and an Honours Accounting Degree from the University of South Africa. Prior to joining the University of South wales, Kumbi worked as a lecturer at Glasgow Caledonian University in Glasgow and London, as well as the University of Fort Hare in South Africa. She has also worked as a market data analyst in HSBC Markets and Pricing Department in Stirling.


Course Leader for MSc Finance and Investment


Mabwe, K., & Webb, R. (2010). A financial ratio analysis of commercial bank performance in South Africa. African Review of Economics and Finance, 2(1), 30-53.
Jaffar, K., Webb, R., & Mabwe, K. (2012). Major British Bank performance over the Business cycle. International Journal of Economic Sciences, I (2), 26–50.
Jaffar, K., Mabwe, K., & Webb, R. (2014). Changing Bank Income Structure: Evidence from Large UK Banks? Asian Journal of Finance & Accounting, 6(2), 195-215.
Mabwe, K., Ring, P.J. and Webb, R., 2017. Operational Risk and the Three Lines of Defence in UK Financial Institutions: Is Three Really the Magic Number?.


Institute of Operational Risk


Kumbi’s academic and research interests relate particularly to the nature of risk in financial services, bank performance,financial regulation and compliance; operational risk management and culture in financial services, risk governance and people risk in the context of operational risk management.

Areas of Expertise

Financial Services
Bank Regulation
Risk Management

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