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Qualifications

PhD in International Finance – 1990
University of Birmingham, (Funded by the World Bank)
MSocSci in Development Finance – 1987
University of Birmingham (Sponsored by International Labour Organization (ILO)
PGDipA in Management (Distinction) – 1982
Delft University of Technology, Netherlands, Sponsored by International Labour Organization (ILO)
PGCert in Management Educators – 1981
Maseru, Lesotho 1981, Sponsored by Economic Commission for Africa
BA (Hons) in Accounting – 1979
Addis Ababa University,

Advanced Diploma in Administration – 1970 (Distinction)
Commercial College, Addis Ababa.

About

Main Teaching Areas

Financial Management, International Finance and Banking, International Business Development, Small Business in Developing Countries, Management in Developing Countries, Project Management, Islamic Banking.

Experience

Principal Lecturer, University of Glamorgan – 2008-2015
Senior Lecturer, University of South Wales – 1992 – 2008
Post-Doctoral Research Fellow, Birmingham University- 1990-1992
Trainer/Consultant – 1980-1985
Ethiopian Management Institute
Chief Accountant – 1978-1980
Ethiopian Wood Work Corporation, Addis Ababa, Ethiopia,
Cost Accountant, Ethiopian Telecommunications Service, Addis Ababa, 1973-1978
Assistant Manager, Purchasing and Supply Division 1970-1973,
Ministry of Mines, Addis Ababa

Responsibilities

Teaching – Comparative Study of Financial System, Multinational Operations in Banking and Finance, Corporate Finance, Islamic Banking and Critical Issues in Islamic Banking and Finance;
Teaching Admin. – Postgraduate Course Leader in Management and Development of International Financial System and MSc. in Islamic Banking and Finance,
Research and Research admin. – Director of Studies’ Supervision and Mentor.

Publications

Woldie A; John C. Nzekwu; Brychan C. Thomas (2013), Access to Micro Enterprise Financing in Nigeria, In Nelson N, et al, (Ed), Enterprise Development in SMEs and Entrepreneurial Firms Dynamic Processes (pp 318-329,Business Science, U.S.A.
Woldie, A; Mwita,J; Saidmu,J. (2012), ‘Challenges of Microfinance Accessibility by SMEs in Tanzania’, Thunderbird International Business Review, Vol,54,No.4.
Woldie A, (2009). An exploratory study of owner/manager characteristics, firm characteristics and external factors influencing SME growth in Nigeria published in African Business and Enterpreneurship in a Global context: Enterprise solutions for sustainable development.
Woldie, A., (2008), (Ed) Small Business Finance and Banking Services of Emerging and Developing Countries, International Journal of Banks and Bank Systems , Volume 3 Issue 3 ISSN 1816-7403 Pages 1-64
Woldie, A. Kolawoleadeniji, A. How has Financial Liberalization Improved the Flow of External Finance for SMEs in Nigeria, International Journal of Banks and Bank Systems Volume 3, Issue 3 2008 ISSN 816-7403 Pages 20-30
Woldie, A, Hinson, R., Iddrisu, R. Internet Banking: An Initial Look at Ghanaian Bank Consumer Perceptions, International Journal of Banks and Bank Systems Volume 3, Issue 3 2008 ISSN 1816-7403 Pages 35-46
Woldie, A. Leighton, P. Adesua, A.Factors Influencing Small and Medium Enterprises: an Exploratory Study of Owner/ Manager and Firm Characteristics", International Journal of Banks and Banking Systems Volume 3, Issue 3 2008 ISSN 1816-7403 Pages 5-13

Woldie, A. & Adesua, A. (2004) Female Entrepreneurs in a Transitional economy: Businesswomen in Nigeria. International Journal of Social Economics, 31 (1-2), pp78-93

Woldie, A & Blythe, J. (2002). Managing Cross- Cultural Dysfunction in Higher Education – an exploratory study. International Journal of Management and Decision Making, 3(3&4), pp.291-304

Woldie, A. (2003) Nigerian Banks: Quality of Services. Journal of African Business Special Issue: African Business Finance and Development Policy, 4 (2) pp. 69-88

Woldie, A. (2002) Why People Choose a Private vs a Public Bank. The Indonesian Management and Accounting Research Journal, 1 (2) pp.147-64.

Journal Articles (Refereed)

Woldie, A. & Dogan, I.: Service Quality Gap Analysis in the Turkish Retail Banks (1997), Middle East Business Review Vol. 2 Number 1.

Evans, I & Woldie, A: A Cross Cultural Study of Attitudes towards some of the principles under-pinning the Islamic Banking System (1997), Middle East Business Review Vol. 2 Number 2.

Woldie, A., & Evans, G. : ‘A comparative Study of Service Quality provided by Banks in Bahrain’ (2000) Middle East Business Review Journal, Volume 4 Number 2.

Woldie, A. Evans, G.,: ‘Why People use a Private Vs a Public Bank in Greece: A comparative study of factors that influence the selection process:’ Paper accepted for publication, Journal of Emerging Markets, Center for Global Education, Jamaica, USA.

Woldie, A. & Evans, G., : ‘A comparative Study of Services Provided by Banks in Bahrain’, Accounting, Commerce & Finance: The Islamic Perspective Journal, Australia Vol.4 No’s 1 & 2 June & December 2000

Woldie, A. ‘Nigerian Banks: Quality of Services.’ Special Issue of the Journal of African Business Vol.4 No.2, 2002

Woldie, A. ‘Nigerian Banks: Quality of Services.’ Chapter 4 – African Development Finance and Business Policy. published by The Haworth Press.

Woldie A. ‘Commercial and Islamic Banking in Qatar: a study of customer satisfaction and service quality, Journal of Indonesian Management and Accounting Research, accepted and due for publication in 3rd Ed

Woldie A. & Blythe J. : “Perceptions of overseas students of study in Wales” paper accepted for publications in the International Journal of Management and Decision Making.

Woldie A. : “Customer satisfaction in Islamic Banking.” Journal of Indonesian Management and Accounting Research, accepted for publication.
Woldie, A. Murinde, V. Guest Editor of Volume 4, No.2 2003, of The Journal of African Business which will contain significant papers generated by the “Development & Business Finance in Developing Countries Conference.”

Woldie, A. Murinde, V. Guest Editor, African Development Finance and Business Policy. published by The Haworth Press 1st Ed 2003.

Conference Contribution (Refereed)

Woldie, A. ‘The role of development bank in developing countries’, Academy of International Business, 1996, Glamorgan University Business School, Treforest.

Woldie, A. ‘Service quality gap analysis in Turkish retail banks’, British Academy of Management Annual Conference, 1996, Aston Business School, Birmingham.

Woldie, A. ‘ A Critical study of Islamic goals: a special reference to Qatar Islamic Bank’, The AIB UK, Chapter Annual Conference, 1996, Aston University Birmingham.

Woldie, A. ‘Incentive policy and offshore companies in Cyprus’, Academy of International Business, 1997, Leeds University Business School, Leeds.

Janc, A., Agnieszka K. &Woldie, A. : Customers’ Perceptions of Service Quality of Islamic Banking: a study in Malaysia’Conference on Building Financial Institutions in Transition Economies, Poznan, Poland, 14-15 May, 1999.

Janc, A., Agnieszka, K. & Woldie, A.: ‘Evidence on qualitative aspects of financial relations between firms and banks in Poland.’ Conference on Building Financial Institutions in Transition Economies, Poznan, Poland, 14-15 May, 1999.

Janc, A., Woldie A. & Agnieszka, K. : ‘Service Quality Measurement Framework’ Konferencja Zarzadzanie jakoscia w ustugach finansowych’ 8 October 1999, Warszaw

Woldie, A., & G. Evans : ‘Why People use a Private Vs a Public Bank in Greece: A comparative study of factors that influence the selection process:’(competitive paper accepted for the Academy of International Business conference, April 14-15,2000 University of Strathclyde.

Woldie, A.: ‘A Study of service quality provided by Greek Community Bank’ (Competitive paper presented at the Academy of International Business conference, April 14-15,2000 University of Strathclyde.

Woldie , A. ‘Do Western banks support Islamic Banks’ : IVth International Conference on Accounting, Commerce & Finance : The Islamic Perspective : New Zealand (February 12-14, 2001).

Woldie, A. & Lanrewaju Lawson: ‘Nigerian Banks: Qulaity of Services’ : Development and Business Finance: Policy and Experince in Developing Countries, IDPM, University of Manchester, 5-6 April 2001.

Woldie, A. & I. Evans: ‘An Examination of the Changes in Lending Practice of the Development Bank of Ethiopia’ : Development and Business Finance: Policy and Experience in Developing Countries, IDPM, University of Manchester, 5-6 April 2001.)

Woldie A & Saad Nasser Al Hajri : ‘Commercial and Islamic Banking in Qatar: a Study of Customer Satisfaction and Service Quality’ Development and Business Finance: Policy and Experience in Developing Countries, IDPM, University of Manchester, 5-6 April 2001.)

Woldie A & Sophokleous M. ‘Internet Strategy by Cyprus Banks for Funding Small Business Sector’ Finance for Growth and Poverty Reduction: Experience and Policy Conference . University of Manchester, 10-12 April 2002.

Woldie, A. ‘Customer Satisfaction with Special Reference to Qatar Islamic Bank’ Finance for Growth and Poverty Reduction: Experience and Policy Conference. University of Manchester, 10-12 April 2002.

Woldie, A. & Fan, Q. ‘Inward Foreign Direct Investment and China Economic Growth’ ESRC Development Economics Study Group Annual Conference, University of Nottingham, 18-20 April, 2002.

Woldie, A. and Emily, T. “An investigation of the issues regarding the adoption of Internet Banking Services by Customers in Cyprus.” Paper accepted for the International Academy of African Business and Development (4th Annual International Conference) London, Westminster Business School April 9-12, 2003.

Woldie A. and Agnieszka, K. “Evidence on nature and quality of relations between SMEs and Banks (Case of Poland and Nigeria).” Paper accepted for the International Academy of African Business and Development (4th Annual International Conference) London, Westminster Business School April 9-12, 2003.
Woldie, A. “An investigation of the issues regarding the adoption of Internet Banking Services by Customers in Cyprus.” International Academy of African Business and Development (4th Annual International Conference) London, Westminster Business School April 9-12, 2003.
Woldie A. “Evidence on nature and quality of relations between SMEs and Banks (Case of Poland and Nigeria).” International Academy of African Business and Development (4th Annual International Conference) London, Westminster Business School April 9-12, 2003.
Woldie A. “Women Entrepreneurs in Nigeria.” International Academy of African Business and Development (4th Annual International Conference) London, Westminster Business School April 9-12, 2003.
Woldie, A. “Ethnic Minority Business Finance in UK: An Exploratory Study”, International Academy of African Business and Development (5th Annual International Conference) Atlanta, Georgia State University April 7-10, 2004.
Woldie, A. & Alowd, J. “Islamic Banking in the West”, International Academy of African Business and Development (5th Annual International Conference) Atlanta, Georgia State University April 7-10, 2004.
Woldie, A. & Dofan, I. “ Bank Supervision and Surveillance: A Critical Case Study Analysis of the Bank of Commerce and Development (Libya), International Academy of African Business and Development (5th Annual International Conference Atlanta, Georgia State University April 7-10, 2004.
Woldie, A. Adesua, B. ‘External determinants of Firm Growth : An analysis of Nigeria small and medium enterprise sector’ International Academy of African Business and Development, Metropolitan University , London, UK.

Book Reviews

Masudul A. Choudhury, et.al (eds) Alternative Perspectives in Third-World Development Asia Pacific Business Review Volume 3 Summer 1997 Number 4.

Subidey Togan, Foreign Trade Regime and Trade Liberalization in Turkey During the 1980s published in the Middle Business Review

Dennis Rumley, et.al (eds) Global Geopolitical Change and the Asia-Pacific (Avebury,1996 ) Volume 4 Autumn 1997 Number 1

Memberships

• Journal of African Business
• Journal of Middle East Review
• Indonesian Journal of Accounting and Finance
• Journal of Accounting, Commerce & Finance: The Islamic Perspective Journal
• Journal of Advances in Economics and Finance
• Resident columnist: Middle East Business Review
• Ad-hoc reviewer of various academic journals and international conferences.

External

The Academy of International Business (AIB)

ESRC Corporate Finance Research Group

ESRC Development Economics Study Group

African Development and Business Finance Research Group

Executive Committee – Shikena , International Student Support Group

Shekinna – overseas student support group. 2000 – present.

The Staff Development Committee, 1998- todate

Scheme Leader International MBA (IMBA) 1996-2000
Scheme Leader MSc Management & Development of International Financial System
Scheme Leader MSc. Islamic Banking and Finance

Consultancy

Funding Received
ESRC funding for the conference on the Development and Business Finance: Policy and Experience in Developing Countries, IDPM, University of Manchester, 5-6 April 2001.)

The Department for International Development also provided funding for the conference on the Development and Business Finance: Policy and Experience in Developing Countries, IDPM, University of Manchester, 5-6 April 2001.)

The cumulative funding covered transportation for delegates and speakers, hotel and administrative costs.

Ford Foundation funding for consultancy to and the production of a paper on Development Finance for Policy Makers in developing countries, delivered at The University of Massachusetts, U.S.A. Funding covered all outgoings including transportation and accommodation etc.

Advisor to the working group on ‘Supporting High Performance Working’ Workshop organised by International Labour Organisation, May 27, 2002, Milbank Tower London.

Other Scholar Activities

Member of the Ethnic Minority Education Committee of the Welsh Assembly.

Director of the Bute Town History and Arts Centre, Cardiff

Research

International Finance, Small Business Finance, Service Quality, Finance in Developing countries, Stock market efficiency, Financial Institutions, Islamic banking and finance.

Current Research Activities

Development Banking, Service Quality of Banks, Small Business Finance, Development Finance in Emerging and Developing Economies , Islamic banking

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